Credit cards for people with bad credit

If you have poor credit history, there are usually fewer credit card offers to choose from because issuers are more reluctant to extend credit to riskier borrowers. In almost all cases, credit card offers for borrowers with poor credit are more expensive in terms of interest rates and other fees.

Getting an unsecured credit card

In certain cases it may be possible to get an unsecured card (where no security deposit is required from the borrower to get credit). If you have never declared bankruptcy, had no delinquencies 60 days or more past due in the last 6 months and some other terms, you may qualify for a PREMIER Bank VISA credit card.

Getting a secured card